Free Tax Tool for India

Income Tax Calculator with Old vs New Regime Comparison

Estimate income tax payable for AY 2026-27 and instantly compare the old tax regime with the new tax regime using salary, deductions, rebate and cess.

AY 2026-27 Old vs New 4% Cess 87A Rebate
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Tax Comparison
₹0Estimated tax payable after rebate and cess
New RegimeDefault tax regime
Old RegimeDeductions based regime
RecommendationLower tax option
Calculator Inputs

Enter Income Details

Use annual figures. This tool is designed for resident individual taxpayers and salaried/pension income estimates.

Enter salary or regular income before standard deduction and Chapter VI-A deductions.
Example: 80C, 80D, 80CCD(1B), eligible donations, etc.
Add eligible HRA exemption, home loan interest set-off and similar old regime benefits.
Usually claimable under old regime for salaried taxpayers, where applicable.
Example: eligible employer NPS contribution u/s 80CCD(2), if applicable.
Resident individual rebate Apply Section 87A rebate where taxable income is within the applicable limit.
Tax Slabs Used

AY 2026-27 Slab Reference

The calculator uses the latest slab structure for individual taxpayers for FY 2025-26 / AY 2026-27.

New Tax Regime

Up to ₹4,00,000Nil
₹4,00,001 – ₹8,00,0005%
₹8,00,001 – ₹12,00,00010%
₹12,00,001 – ₹16,00,00015%
₹16,00,001 – ₹20,00,00020%
₹20,00,001 – ₹24,00,00025%
Above ₹24,00,00030%

Old Tax Regime

Below 60: up to ₹2,50,000Nil
Senior citizen: up to ₹3,00,000Nil
Super senior: up to ₹5,00,000Nil
Next slab up to ₹5,00,0005%
₹5,00,001 – ₹10,00,00020%
Above ₹10,00,00030%
FAQs

Income Tax Calculator FAQs

Which assessment year does this calculator support?

It supports FY 2025-26 / AY 2026-27 slab comparison for resident individual taxpayers.

Does the calculator apply standard deduction?

Yes. If salary / pension is selected, it applies ₹50,000 under old regime and ₹75,000 under new regime, limited to the entered income.

Does the new regime allow all deductions?

No. The new regime allows only selected deductions. Use the new regime allowed deduction field only for deductions that are actually permitted for your case.

Is this a substitute for tax filing advice?

No. This is a quick estimate. For ITR filing, capital gains, business income, surcharge, foreign income or special income, consult a tax professional.

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